MB-2024-0047
Conv. 30Y Fixed · $385,000 · Orlando, FL · Day 12 of 30–45
Luci drafted a reply to Maria's question about current rate lock options.
“Hi Maria — great question. Based on current market conditions, your rate is locked at 6.875% through Friday. I'd recommend we confirm the lock extension today…”
✦ Luci Summary
Strong purchase application. Borrower W-2 employed 4 yrs. DTI well under guideline.
Predicted conditions: 2
Ready for submissionUnderwriting
DTI
38%
under 43
LTV
80%
at limit
Reserves
4.2 mo
Credit
724
good
Bank statements (12-month)
Large deposit $8,400 needs sourcing
Gift letter
Down payment gift from parents requires documentation
Conditions update automatically as documents are validated