MB-2024-0047
Conv. 30Y Fixed · $385,000 · Orlando, FL · Day 12 of 30–45
Open
4
Cleared
2
Predicted by Luci
6
From lender
0
12-month bank statements
Large deposit of $8,400 on August 14 needs sourcing — borrower needs to provide explanation and proof of source.
Letter of Explanation — credit inquiry
Recent inquiry on Experian (09/28/2025) needs LOE clarifying purpose.
Dear Underwriter, Regarding the credit inquiry on my Experian report dated September 28, 2025: this inquiry was a result of my mortgage application with MB Broker Suite. I have not opened any new credit accounts or taken on any new debt during this period. Please find attached my signed Letter of Explanation along with documentation of my current credit obligations. Sincerely, Maria Garcia
Gift letter — down payment
Down payment includes gift funds from parents. Gift letter and donor bank statement required.
Employment verification — current
Verbal VOE within 10 days of closing.
Most recent paystub
Paystub dated within 30 days of application.
Government-issued ID
Driver license or passport, unexpired, photo clearly visible.